Welcome to Walters Bank and Trust Online!

The Walters Bank and Trust Company has served Cotton County since 1934. We pride ourselves in knowing our customers and making customer service our top priority. To better serve our customers we are proud to offer Internet Banking. We sincerely thank you for your business and look forward to serving you with all your future banking needs.

The standard insurance amount is $250,000 per depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account”, along with IOLTAs,
are insured in full by the Federal Deposit Insurance Corporation
from December 31, 2010, through December 31, 2012.
This temporary unlimited coverage is in addition to,
and separate from, the coverage of at least $250,000 available
to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It does not include other accounts,
such as traditional checking or demand deposit accounts that may earn
interest, such as NOW accounts and Money-Market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction
accounts, visit www.fdic.gov.